Moody´s Investors Service has assigned the following global scale ratingsto Privatbanka, a.s.: a bank financial strength rating (BFSR) of E+ and localcurrency and foreign currency deposit ratings of B2/Not Prime. Moody´s alsoassigned national scale ratings of Baa3.sk/SK-3 to the bank. The outlook on allratings is stable. Moody´s considered the bank´s risk management systems andprocedures as adequate for its size and risk profile.

For more information on the Moody´s ratings please go to: http://www.moodyscentraleurope.com/